Why Everyone Is Drowning In Debt (and how to get out) - Caleb Hammer - #1123
Jul 13, 2026 · 1 hr 56 min
Caleb Hammer is a personal finance YouTuber.
Are we in a financial crisis or spending our way into one? Rising prices, growing debt, and shrinking savings are putting every generation under pressure. But what’s really to blame? A broken economy, bad money habits, or both? The answer could determine whether we’re headed for disaster, or still have time to turn things around.
Expect to learn if it…
